Personal Checking Accounts

Compare Checking Accounts

For information needed to open your account online, visit our digital account opening page or contact your neighborhood banking center.

Great for consumers looking for a simple, affordable account

• $50 minimum opening balance
• No monthly service charge with e-statement+
• One introductory pack of (40) checks
• Unlimited check writing
• No minimum balance required

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This account pays for itself with added value and a broad range of benefits. With a low, $8 per month service charge bonus benefits include:

• $50 minimum opening balance
• Cell phone protection
• CyberScout® identity theft resolution
• Roadside assistance
• $10,000 accidental death and dismemberment insurance
• Shopping, dining, and travel discounts
• E-statement or paper statement with images
• One free box of standard checks per year
• Unlimited check writing
• No minimum balance required
• Only $8 per month

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This is a great account if you plan to keep higher balances in your personal checking account and want to earn higher interest.

• $50 minimum opening balance
• Higher interest rate with a balance of $1,500 or more**
• Competitive interest rate if balance falls below $1,500**
• One free box of standard checks per year
• E-statement or paper statement with images
• Unlimited check writing
• $1,500 minimum balance required to avoid $8 monthly service charge

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Perfect for our clients aged 50 or better who want to earn interest on their checking account along with an attractive package of services.

• $50 minimum opening balance
• Tiered Interest Rates - higher balances earn higher rates!**
• 50% annual discount on 3x5 sized safe deposit box
• One free box of Advantage50 checks per year
• No-fee photo copies, official checks (2 per visit) and notary services in our branches
• E-statement or paper statement with images
• Unlimited check writing
• No minimum balance
• No monthly service charge

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The student banking program provides simple, straightforward checking capabilities for students ages 12-24 with debit card access and flexible digital options including online and mobile banking...all to help you bank on the go.

• $10 minimum opening balance
• No monthly service charge with e-statement.+
• No minimum balance required
• One introductory pack of (40) checks
• Students under 18 years of age must have an adult on the account with them

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This nationally certified, safe and low-cost checking account allows you to stay in control of your money. With no overdraft fees, you can enjoy peace of mind knowing you won't overdraw your account and incur a charge.

• $25 minimum opening balance
• $5 monthly service charge
• Free paper or e-statement
• No minimum balance required

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If you have benefits through a qualified High-Deductible Health Plan (HDHP), a Health Savings Account (HSA) lets you put money aside, tax-free, for healthcare expenses. Unused funds in the HSA are carried over from year to year and continue to earn tax-free interest until you withdraw the funds.

To qualify for an HSA, you must:

• Be covered under a qualified High Deductible Health Plan (HDHP)
• Have no other health coverage besides an HDHP
• Not be enrolled in Medicare or Medicaid
• Not be eligible to be claimed as a dependent

Benefits of a Traditional Bank Health Savings Account

• No enrollment fees
• No minimum balance required
• Competitive interest rates
• Free online account access
• Unlimited Mastercard debit card transactions
• No monthly service charge

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*Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

**For complete, up-to-date information about our tiered interest rates, speak with any Traditional Bank teller or customer service representative.

+If account holder does not enroll in e-statement within 60 days of opening account, he or she will begin receiving paper statements and will be charged a $4 monthly fee. The same applies if the account holder unenrolls in e-statement.

More information can also be found in our Schedule of Services brochure.