Personal Checking Accounts

Compare Checking Accounts

Traditional Bank has a variety of personal checking accounts, all with debit card and online banking access. Whether you prefer to do your banking from your mobile device, or like to write paper checks and receive a mailed statement, we have an account to fit your lifestyle. Click here to easily compare our checking accounts.

Get started today! For information needed to open your account online, visit our digital account opening page or contact your neighborhood banking center. More information can also be found in our Schedule of Services brochure regarding fees and services.

This account is perfect for our clients aged 50 or older who want to earn interest on their checking account along with an attractive package of services. With a low minimum balance requirement, unlimited check writing, debit card access and online and mobile banking.

• $100 minimum opening balance
• Tiered Interest Rates - higher balances earn higher rates!*
• 50% annual discount on 3x5 sized safe deposit box.
• One complimentary box of Advantage50 checks per year.
• No-fee photo copies, official checks (2 per visit) and notary services in our branches.
• E-statement or paper statement with images.
• $100 minimum balance required to avoid $5 service charge.

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This is a no-nonsense checking account for consumers looking for unlimited check writing, debit card access, and online and mobile banking.

• $50 minimum opening balance
• No monthly service charge with e-statement.+
• No minimum balance required.

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The student banking program provides simple, straightforward checking capabilities for students ages 14-24 with debit card access and flexible digital options including online and mobile banking...all to help you bank on the go.

• $10 minimum opening balance
• No monthly service charge with e-statement.+
• No minimum balance required.
• Students under 18 years of age must have an adult on the account with them.

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This is a great account if you plan to keep higher balances in your personal checking account and want to earn interest. With unlimited check writing, debit card access, and online and mobile banking.

• $100 minimum opening balance
• Tiered interest rates-earn higher rates on higher balances.*
• E-statement or paper statement with images.
• $1,500 minimum balance required to avoid $12 monthly service charge.

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This is a great account if you want unlimited check writing, online and mobile banking, debit card access and a broad range of benefits. With a low, $8 per month service charge Bonus benefits include:

• $100 minimum opening balance
• $10,000 in AD&D (accidental death & dismemberment). Coverage increases to $20,000 when traveling with a common carrier.
• Payment card protection for credit, debit and ATM cards.
• Key ring protection to help retrieval of lost keys.
• Medical emergency data card.
• Saver's Club membership with discounts at movies, theme parks, dining and other retailers.
• Hotel Savings Network membership for discounts at some of the nation's largest hotel chains.
• One complimentary box of Bonus Banking checks per year
• No-fee photo copies, official checks (2 per visit) and notary service in our branches.
• E-statement or paper statement with images.
• No minimum balance required.
   

If you have benefits through a qualified High-Deductible Health Plan (HDHP), a Health Savings Account (HSA) lets you put money aside, tax-free, for healthcare expenses. Unused funds in the HSA are carried over from year to year and continue to earn tax-free interest until you withdraw the funds.

To qualify for an HSA, you must:

• Be covered under a qualified High Deductible Health Plan (HDHP)
• Have no other health coverage besides an HDHP
• Not be enrolled in Medicare or Medicaid
• Not be eligible to be claimed as a dependent

Benefits of a Traditional Bank Health Savings Account

• No enrollment fees
• No minimum balance required
• Competitive interest rates
• Free online account access
• Unlimited Mastercard debit card transactions
• No monthly service charge

 

*For complete, up-to-date information about our tiered interest rates, speak with any Traditional Bank teller or customer service representative.

+If account holder does not enroll in e-statement within 60 days of opening account, he or she will begin receiving paper statements and will be charged a $4 monthly fee. The same applies if the account holder unenrolls in e-statement.

More information can also be found in our Schedule of Services brochure regarding fees and services.